Finance Savings Calculator

See what your current financing costs—and what you could save. Rough numbers are fine.

Add your best estimates.

Estimates are fine. You can change these anytime.

Business type
Search or select a business type
Current finance company
About what percent of sales are financed?
Financed each month$30,000

Based on your monthly sales and financed share.

Examples: a platform membership fee billed monthly or a program/renewal fee billed annually. Do not include one-time setup costs.

Monthly sales and dealer fee start with example values. Replace them with your estimates.

See what you could save.

Choose your business type to find the right comparison.

Estimated annual savings$XX,XXXReveal your estimate below
Your current monthly cost
$1,797
Your current annual cost
$21,564

Includes your dealer fee and any recurring fees entered. This is a planning estimate.

Enter your contact details to view your free estimate.

Free to use. No call required. Savings depend on your numbers and business type.

  • See an estimated annual savings number in a few minutes.
  • No call or perfect accounting required.
  • Worst case, your base plan is already optimized.

Waveforce is a financing-solutions provider, not a lender or underwriter. This calculator compares like-for-like merchant costs; final availability and pricing require verification.

A useful estimate without turning this into homework.

01

Estimate monthly financed sales

Total monthly sales multiplied by the percent of sales you finance.

02

Calculate your current cost

Financed sales multiplied by your dealer fee, plus any recurring monthly or annual program fees.

03

Compare the same base plan

We use the current approved standard interest-bearing base offer for your business classification. 0% promotions stay out of the automated comparison.