93% of businesses we’ve reviewed could lower their financing costs. It’s a win-win: we look for lower costs, better customer terms, or an easier process. If your current plan is the better fit, we’ll tell you to stay with confidence.
If you don’t offer financing, you are losing sales. Most businesses can offer financing with 0% merchant fees, so even one extra sale makes it worth adding. We compare providers for you, so you can start with confidence in the right fit for your business.
Customers don’t have to ask for financing to need it. Some are embarrassed; others assume you don’t offer it. Show a monthly payment with your quote, and you may be surprised how many more say yes. We’ve seen businesses grow revenue by over 25% after adding financing.
Finding the right financing can take days or weeks. We’ve already compared 100+ providers so you don’t have to start from scratch.
Find providers that finance your industry, your customers, and the size of your jobs. Narrow the list. Schedule the meetings.
Many providers share rate sheets only after a meeting.
20 meetings × 15 minutes = 5 hours.
That excludes finding providers, booking calls, and comparing offers.
We compared 100+ providers.
A low fee doesn’t tell you the whole story. Compare customer payments, when you get paid, and how much work it takes to use.
You can easily spend days or weeks figuring this out.
We’ve already done the homework
We use that research to recommend the best fit for your business and explain why.
We compare the full cost with your current plan, if you have one.
If your current plan or an outside provider fits better, we’ll tell you.
We connect you with a trusted rep for setup and questions.
Our financing partners pay us a small referral fee when referred customers use their financing. Our help costs you nothing. Lender fees and customer interest may apply.
On a $10,000 financed job:
You could save on this job
We check the rest for you.
If your current plan is the better fit, we’ll tell you to stay.
Example only. 0% business fees depend on eligibility. Savings assume similar plans with no other fees; actual costs may vary.
A customer can want the job and still hesitate at the upfront cost. A monthly payment they can manage makes saying yes feel easier.
Show a monthly payment alongside the full price so they can see how the job fits their budget.
When paying upfront is the hurdle, offer a way to pay over time before offering a discount.
We compare costs, customer terms, and setup to recommend the best fit. You could pay $0 to offer financing, so even one extra sale can make it worth adding.
Plans and business fees depend on eligibility. Customer approval and terms apply.
Not asking doesn’t mean not needing it. Make the option visible while they’re deciding.
Some feel embarrassed. Others assume you don’t offer it and quietly put the job off.
A payment beside your price lets them consider financing without having to ask.
Give customers a way to spread the cost through our financing partners, without collecting their monthly loan payments.
Plans with no fee on each financed sale.
Funds go to your business after loan finalization.
Your customer repays the lender, not your team.
Spread the purchase across monthly payments.
Longer terms can lower the monthly payment.
Available offers can help make the purchase more appealing.
Plans depend on business eligibility and customer approval. Terms vary. Customer 0% interest promotions can cost your business more.
We compare fees, customer terms, payout timing, and ease of use so you don’t have to.
Know what comes out of each sale.
We check per-sale, setup, monthly, and yearly fees, plus minimum volume and contract commitments.
Longer terms can lower payments but raise the total cost.
We check loan amounts, interest rate (APR), terms, down payments, and late or early-payoff fees.
A promotion can cost your business more.
We check your cost, eligibility, and what happens when the offer ends. Unlike true 0% APR, deferred interest can add interest from the purchase date if the balance is not paid in full on time.
Business fees start at 0% on eligible plans. Customer offers can include terms up to 84 months and promotional 0% APR.
You may qualify to offer financing at no cost to your business while your customer pays interest. Promotions like 0% customer interest cost your business more. Your final terms are confirmed during enrollment.
We check where the money goes, how many days it takes, and what could delay your payment.
Some marketplaces pay your customer first, leaving you to collect. That extra step can add days.
Paid directly to your business
Paid to the customer first
Some providers won’t release payment until your customer signs off on the finished job. You’ve put time and money into the work, but a delayed sign-off can leave your cash tied up. We check these rules before recommending a provider.
Get paid within 48 hours after your customer finalizes the loan. The money goes straight to your business, so you don’t have to collect it from your customer.
A soft credit check won’t affect their score. A hard check can. We check when each happens, what terms customers see upfront, and what’s still needed for final approval.
Extra paperwork and phone calls give customers more reasons to put the job off. We check documents, identity and income checks, signing, and how long applying and approval take.
We check setup, staff access, loan paperwork, tracking, payouts, and refunds, plus how financing fits your quotes and CRM. Your team needs a process they can use during a real sale.
Our partners let customers apply right from their phone, so they can get an answer while they’re ready to buy.
We weigh these details against what matters most to you.
Home services, retail, auto repair, health care, and more. We find financing that fits what you sell and how your customers buy.
Nothing for our research or recommendation. Financing partners sometimes pay us a referral fee, at no extra cost to you. Any cost to offer financing depends on the plan.
You may qualify for a plan with no fee to your business while your customer pays interest. Promotions like 0% customer interest can cost your business more. We explain the costs before you decide.
We compare your current plan with the best fit we find. Already paying 0%? We also check customer terms, payout timing, and ease of use. If staying is better, we’ll tell you why. There’s no obligation to switch.
We start with what matters most to your business and use our research across 100+ providers to weigh the tradeoffs. If your current provider or one outside our partners fits better, we’ll tell you.
We’ll text or email you to explain our recommendation. If you move ahead with a partner we work with, we connect you directly with a trusted rep for setup and questions.
Ease of use is part of what we check, from customer applications to sending loan paperwork. We look for a process that fits how you sell, with help from your partner rep to get started.
Our partners can pay your business directly within 48 hours after your customer finalizes the loan. We explain the timing and requirements for the plan we recommend.
Tell us the job price and how much your customer needs to finance. We’ll check the available limit and explain any amount the financing won’t cover.
Still have questions? Contact us
