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Financing that fits how E-Moto gets sold

Turn E-Moto sticker shock into monthly payments

Give buyers a financing path in the showroom, online, or during follow-up. They get another way to say yes, and you get paid upfront on eligible sales. No setup fee or monthly software cost.

Eligibility, rates, terms, and approval vary. The standard program has a 3% merchant fee on eligible funded sales.

Get Started
Two black electric dirt bikes parked on a mountain trail
  • 3%

    Standard merchant fee

  • 3-60 months

    Available terms

  • $300-$25K

    Eligible purchase range

  • From 0% APR

    Customer financing

The problem

The bike can sell itself. The payment still has to fit.

Your cost

Keep more of every financed sale

Pay a 3% merchant fee on eligible funded sales, comparable to a credit card fee, with no setup or monthly cost.

Setup fee
$0
Monthly software
$0
Eligible merchant fee
3%

You only pay when a financed sale funds.

The buyer's decision

Buyers pause at one big number

A buyer can want the E-Moto and still stop when the only option is the full price upfront.

E-Moto price$12,900
→$214/mo

Show the monthly while buyer intent is still high.

Term length

Give E-Moto purchases more time

Eligible offers include rates as low as 0% APR and terms from 3 to 60 months.

$1,075$358$214
12 mo36 mo60 mo

Lower the monthly payment with more time to pay.

Built for the sale

Keep the buyer moving from bike to decision

Waveforce connects your dealership with a financing partner that fits showroom and online sales. Buyers can apply through a simple link in one to two minutes, receive a real-time decision, and review eligible terms from 3 to 60 months.

Keep financing inside the buying moment.

Send the link at the counter, after an online inquiry, or during follow-up. The application takes about 1 to 2 minutes and returns a real-time decision.

Purchases from $300 to $25,000:

Built for high-ticket electric motorcycles and dirt bikes

Terms from 3 to 60 months:

Give buyers more time and a more manageable monthly payment

Built to be finished:

A short, mobile-first application that keeps the sale moving

Works where you sell:

Showroom, online, product inquiry, phone, or text follow-up

Financing application

1 to 2 minutes, phone or desktop

Identity
Income
Real-time decision
Review offers

Get paid upfront on eligible financed sales.

On an eligible completed sale, the financing partner may fund the approved sale amount upfront and handle buyer repayment from there.

Approved sale amount upfront:

Your dealership is paid rather than collecting monthly installments

Funding timing confirmed:

The financing partner confirms timing before launch

You are not the lender:

The financing partner handles underwriting, servicing, and collections

No chasing loan payments:

Buyers repay the financing partner, not your dealership

Funded

$6,500.00

Eligible sale funded to your dealership

Timing confirmed before launch

Keep it simple with a 3% merchant fee.

There is no setup cost, enrollment fee, or monthly software cost. The standard program has a 3% merchant fee that applies only when an eligible financed sale funds.

No setup or enrollment fee:

Getting started costs nothing

No subscription:

No monthly software cost

3% merchant fee:

Applied only to eligible funded sales on the standard program

Promotional programs:

Promotional 0% APR offers may carry a different merchant fee

$0
to get startedNo setup fee. No monthly software cost.

Starting at

3%
Merchant feeCharged only when a standard financed sale funds. Promotional programs may carry a different fee.

Financing application

1 to 2 minutes, phone or desktop

Identity
Income
Real-time decision
Review offers
Funded

$6,500.00

Eligible sale funded to your dealership

Timing confirmed before launch
$0
to get startedNo setup fee. No monthly software cost.

Starting at

3%
Merchant feeCharged only when a standard financed sale funds. Promotional programs may carry a different fee.
How it works

From bike selection to financing decision in minutes

Send the buyer your financing link in the showroom or online. They apply, get a real-time decision, review available offers, and complete the agreement with the financing partner.

Your buyer

They apply in about 1 to 2 minutes

They open your financing link
Name
Phone number
Social Security number
Income
Real-time decision

Checking available options uses a soft credit pull and does not affect their credit score.

Your dealership

You finish the sale

Approved application is ready
Confirm the final bike price
Buyer completes the agreement
Loan booked
Eligible sale funded to you
Ready to ride

Financing is subject to credit approval.

No software to install. Keep financing inside the sale from first look to final decision.

See it in action

What a buyer sees when the bike becomes a monthly payment

Qualified buyers may be eligible for promotional 0% APR plans.

You’re approved!

Choose the installment plan that works best for you.

60 months12.99% APR
$192.22/mo
48 months10.99% APR
$218.35/mo
36 months9.99% APR
$272.62/mo
12 months0% APR
$704.17/mo
Choose a plan
Benefits

Close more E-Moto sales. Keep the process moving.

The buyer gets a monthly payment path. Your dealership gets an option that works across the showroom, online inquiries, and follow-up.

Close More Unit Sales

Give buyers a monthly payment path before they leave to find another way to pay.

Paid Upfront

Eligible completed sales may be funded upfront while the buyer repays the financing partner.

Zero Setup Cost

No enrollment fee, subscription, or monthly software cost. The standard 3% merchant fee applies only when an eligible financed sale funds.

A 1 to 2 Minute Application

Buyers apply through a simple link from their own phone or desktop, wherever the sale starts.

Real-Time Decisions

A decision can come back in seconds after the application is complete, so the buying conversation keeps moving.

$300 to $25,000 Purchases

Financing built for high-ticket electric motorcycles, dirt bikes, and related units.

3 to 60 Month Terms

Eligible offers may include terms from 3 to 60 months. Available APRs, terms, and approval vary.

No Loan Servicing to Manage

The financing partner handles underwriting, servicing, and collections. You stay focused on the sale.

Showroom and Online

Use the same financing path at the counter, after a product inquiry, or in follow-up by phone or text.

Where financing keeps E-Moto buyers moving

  • A buyer can be ready for the bike and still need to see the monthly payment before saying yes.

    Strong fit for showroom sales
    In-person sales
    Two black electric dirt bikes parked on a mountain trail in warm morning light
    Showroom
    In-person sales
  • The unit may be discovered online and closed later. A financing link keeps the payment path with the buyer.

    Strong fit for online demand
    Product inquiries
    Black electric dirt bike parked in a sunlit forest
    Online leads
    Product inquiries
  • After a test ride, speed matters. Send the financing link while the buyer is still excited.

    Strong fit for follow-up
    Phone or text
    Rider on a black electric dirt bike crossing an autumn forest trail
    Test rides
    Phone or text
Showroom, online, or both

One financing path. Every sales channel.

Waveforce logo
Showroom
Online
Test rides
Product pages
Product inquiries
Phone
Text follow-up
Quotes
Deposits
Electric motorcycles
Electric dirt bikes
Non-titled powersports

If you sell high-ticket E-Moto or adjacent non-titled electric powersports, Waveforce can help confirm whether an available program fits your dealership.

Explore Supported Industries

Eligibility depends on the dealer's business classification. Conventional bicycle-only businesses are not currently supported.

Common Questions

Eligibility depends on the dealership's actual business classification and the financing partner's program guidelines. Dealers selling eligible electric motorcycles, electric dirt bikes, and adjacent non-titled powersports may fit. Conventional bicycle-only businesses are not currently supported.

Eligible purchase amounts currently range from $300 to $25,000, with terms from 3 to 60 months. Actual amounts, APRs, terms, and approval depend on the offer, purchase, and buyer's credit profile.

Yes. A buyer can receive a financing link in the showroom, from an online product inquiry, over the phone, or during follow-up. Waveforce confirms the available setup for the way your dealership sells.

Promotional 0% APR offers may be available to qualified buyers. These offers use a different merchant fee than the standard program, with the available terms confirmed before launch.

There is no enrollment fee or monthly software cost. The standard program has a 3% merchant fee that applies only when an eligible financed sale funds. Promotional programs may carry a different merchant fee.

Yes. You can generally add a financing option through Waveforce alongside an existing program. Any provider-specific restrictions are confirmed before enrollment.

Checking available options uses a soft credit pull and does not affect the buyer's credit score. If the buyer selects an offer, the financing partner may request a full credit report. The buyer is told before confirming.

On an eligible completed financed sale, the financing partner may fund the approved sale amount upfront and handle buyer repayment from there. Exact timing is confirmed before launch and varies by program and transaction status.

Waveforce first confirms that your dealership and sales process fit an available program. Once approved and enrolled, most eligible merchants can begin offering financing within days, with no software to install or maintain.

Still have questions?

Contact us

See how fast affordable financing can help you close more sales.

Tell us about your dealership and how you sell. We will confirm the fit and introduce you to a finance specialist with our lending partner.

Get Started

Eligibility and available programs vary. Financing is subject to approval.

Waveforce
Financing for E-Moto dealers
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WAVEFORCE
© 2026 Waveforce. All rights reserved.
Waveforce is not a lender. Financing is provided by independent third-party financing partners and is subject to merchant eligibility, customer credit approval, and program terms. Available amounts, rates, terms, fees, and funding timing vary. Examples are illustrative and are not offers of credit.