Help homeowners say yes without giving up your margin

For eligible home improvement businesses, the available program charges no merchant fee when a financed sale funds. There is also no enrollment fee or monthly software cost. This 0% applies to your merchant fee; the homeowner's APR is separate.

Promotional 0% APR offers may be available to qualified homeowners. This is separate from the 0% merchant fee on eligible standard home improvement financing. Promotional offers carry a higher merchant fee.

Waveforce supports a broad range of contractors and home improvement businesses, including roofing, HVAC, plumbing, electrical, windows and doors, remodeling, flooring, garage doors, landscaping, restoration, and many specialty trades. Final eligibility depends on the business classification and program guidelines.

Eligible purchase amounts currently range from $300 to $25,000, with terms from 3 to 84 months. Actual amounts, APRs, terms, and approval depend on the offer, purchase, and homeowner's credit profile.

You can introduce financing while presenting the project, after sending a quote, on an invoice, in a showroom, or during follow-up by phone or text. The homeowner applies by phone or desktop, so the payment conversation can stay inside your existing sales process.

Yes. You can generally add a financing option through Waveforce alongside an existing program. Any provider-specific restrictions are confirmed before enrollment, and talking with Waveforce does not require you to remove the option you already use.

With the financing program currently available through Waveforce, checking available options does not affect the homeowner's credit score. If the homeowner selects an offer, the financing partner may request a full credit report, which could affect the score. The homeowner is told before confirming.

On an eligible completed financed sale, the financing partner may fund the approved sale amount upfront, typically within days, and handle customer repayment from there. Exact funding timing is confirmed before launch and varies by program and transaction status.

Waveforce first confirms that your business and sales process fit the available program. Once approved and enrolled, most eligible businesses can begin offering financing within days, with no software to install or maintain.