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Financing that fits how fence projects get sold

Turn fence estimates into monthly payments

Offer monthly payments during the property visit, on the estimate, or in follow-up. Eligible fencing businesses can pay a 0% merchant fee on funded sales, with no setup fee or monthly software cost.

0% refers to your merchant fee on eligible funded sales. Homeowner APR and terms vary by offer and approval.

Get Started
Fence contractor reviewing a cedar fence plan with homeowners
  • 0%

    Eligible merchant fee

  • 3-84 months

    Available terms

  • $300-$25K

    Eligible purchase range

  • From 0% APR

    Customer financing

The problem

Fence projects stall at the payment, not the plan

Your cost

Keep more of every financed fence sale

Eligible fencing businesses pay a 0% merchant fee, with no setup or monthly software cost.

Setup fee
$0
Monthly software
$0
Eligible merchant fee
0%

Pay only when an eligible financed sale funds.

The homeowner's decision

Homeowners pause at one big estimate

A homeowner can want the complete fence and still hesitate when the full project price lands at once.

Project price$12,900
→$214/mo

Show the monthly while the fence project is active.

Term length

Give bigger fence projects more time

Eligible offers include rates as low as 0% APR and terms from 3 to 84 months.

$1,075$214$154
12 mo60 mo84 mo

Lower the monthly payment without cutting the project.

Built for fence sales

Keep the project moving from estimate to approval

Waveforce connects your fence company with a financing partner built for how contractors sell. Homeowners can apply through a simple link in one to two minutes, receive a real-time decision, and review eligible terms from 3 to 84 months.

Turn the estimate into a payment decision.

Send the link while the homeowner is reviewing the fence plan. The application takes about 1 to 2 minutes and returns a real-time decision.

Projects from $300 to $25,000:

Built for substantial fence projects, upgrades, and add-ons

Terms from 3 to 84 months:

Give larger projects more time and a more manageable monthly payment

Built to be finished:

A short, mobile-first application that keeps the estimate moving

Works where you sell:

Property visits, estimates, invoices, showrooms, phone, or text

Financing application

1 to 2 minutes, phone or desktop

Identity
Income
Real-time decision
Review offers

Get paid upfront on eligible financed sales.

On an eligible completed sale, the financing partner may fund the approved sale amount upfront and handle homeowner repayment from there.

Approved sale amount upfront:

Your business is paid rather than collecting monthly installments

Funding timing confirmed:

The financing partner confirms timing before launch

You are not the lender:

The financing partner handles underwriting, servicing, and collections

No chasing loan payments:

Homeowners repay the financing partner, not your fence company

Funded

$8,450.00

Eligible sale funded to your business

Timing confirmed before launch

Keep more of the project with a 0% merchant fee.

Eligible fencing businesses pay no merchant fee when a financed sale funds. There is also no setup cost, enrollment fee, or monthly software cost.

No setup or enrollment fee:

Getting started costs nothing

No subscription:

No monthly software cost

0% merchant fee:

Applied to eligible funded fence installation sales

Fit confirmed first:

Eligibility depends on your business classification

$0
to get startedNo setup fee. No monthly software cost.

Starting at

0%
Merchant fee0% for eligible fencing businesses. Customer APR and available terms are separate.

Financing application

1 to 2 minutes, phone or desktop

Identity
Income
Real-time decision
Review offers
Funded

$8,450.00

Eligible sale funded to your business

Timing confirmed before launch
$0
to get startedNo setup fee. No monthly software cost.

Starting at

0%
Merchant fee0% for eligible fencing businesses. Customer APR and available terms are separate.
How it works

From fence estimate to financing decision in minutes

Send the homeowner your financing link. They apply, get a real-time decision, review available offers, and complete the agreement with the financing partner.

Your customer

They apply in about 1 to 2 minutes

They open your financing link
Name
Phone number
Social Security number
Income
Real-time decision

Checking available options uses a soft credit pull and does not affect their credit score.

Your fence company

You finish the sale

Approved application is ready
Confirm the final fence price
Homeowner completes the agreement
Loan booked
Eligible sale funded to you
Ready to move forward

Financing is subject to credit approval.

No software to install. Funding does not wait for the homeowner's final project sign-off.

See it in action

What a homeowner sees when the fence becomes a monthly payment

Qualified homeowners may be eligible for promotional 0% APR plans.

You’re approved!

Choose the installment plan that works best for you.

60 months12.99% APR
$192.22/mo
48 months10.99% APR
$218.35/mo
36 months9.99% APR
$272.62/mo
12 months0% APR
$704.17/mo
Choose a plan
Benefits

Close more fence projects. Keep more margin.

The homeowner gets a monthly payment path. Your fence company gets a 0% merchant fee on eligible funded sales and no loan servicing to manage.

Close More Fence Projects

Give homeowners a way to move forward without cutting the scope or waiting for another payment source.

Paid Upfront

Eligible completed sales may be funded upfront while the homeowner repays the financing partner.

0% Merchant Fee

Eligible fencing businesses pay a 0% merchant fee on funded sales. Homeowner APR and terms are separate.

A 1 to 2 Minute Application

Homeowners apply through a simple link while the estimate and project details are still fresh.

Real-Time Decisions

A decision can come back in seconds after the application is complete, so the conversation keeps moving.

$300 to $25,000 Projects

Financing built for high-ticket projects, upgrades, and add-ons.

3 to 84 Month Terms

Eligible home improvement offers may include terms from 3 to 84 months. Available terms and approval vary.

No Loan Servicing to Manage

The financing partner handles underwriting, servicing, and collections. You stay focused on the project.

Works Where You Sell

Use it during property visits, on estimates or invoices, and in follow-up by phone or text.

Where monthly payments keep fence projects moving

  • A homeowner can want the privacy and still hesitate at the full estimate. A monthly payment keeps the conversation moving.

    Strong fit for on-site estimates
    Property visits
    Fence estimator reviewing a cedar fence plan and material samples with homeowners in their backyard
    Residential estimates
    Property visits
  • When budget pressure cuts gates or footage, financing gives the full project another path forward.

    Strong fit for complete projects
    Upgrades and add-ons
    Fence installers aligning and securing horizontal cedar boards in a residential backyard
    Project scope
    Upgrades and add-ons
  • The work is sold at the property, but the final yes may come later. A financing link keeps follow-up simple.

    Strong fit for follow-up
    Phone or text
    Fence company representative walking with a homeowner beside a completed aluminum fence and driveway gate
    Follow-up sales
    Phone or text
Built for how fence companies sell

One financing path. Every sales moment.

Waveforce logo
Property visits
Residential projects
Privacy fences
Aluminum fences
Vinyl fences
Driveway gates
Pool fencing
Commercial fencing
Project estimates
Invoices
Wood fences
Fence replacements

From the first property visit to the accepted estimate, give homeowners a payment option without changing how your team sells.

Explore Supported Industries

Fence installation eligibility depends on the merchant's business classification.

Common Questions

For an eligible fencing business, the available standard home improvement program charges no merchant fee when a financed sale funds. There is also no enrollment fee or monthly software cost. The homeowner's APR is separate.

Promotional 0% APR offers may be available to qualified homeowners. Promotional plans are separate from the 0% merchant fee available on eligible standard home improvement financing and may carry a different merchant cost.

Fence installation businesses may be eligible. Final eligibility depends on how the business is classified and the financing partner's program guidelines, so Waveforce confirms the fit before enrollment.

Eligible purchase amounts currently range from $300 to $25,000, with terms from 3 to 84 months. Actual amounts, APRs, terms, and approval depend on the offer, project, and homeowner's credit profile.

Send the homeowner a simple financing link while reviewing the fence plan, after delivering the estimate, on an invoice, or during follow-up. The application takes about 1 to 2 minutes, so the payment conversation can stay with the project.

Yes. You can generally add another financing option alongside the program you already use. Any provider-specific restrictions are confirmed before enrollment.

Checking available options uses a soft credit pull and does not affect the homeowner's credit score. If the homeowner selects an offer, the financing partner may request a full credit report. The homeowner is told before confirming.

On an eligible completed financed sale, the financing partner may fund the approved sale amount upfront and handle homeowner repayment from there. Exact timing is confirmed before launch and varies by program and transaction status.

Waveforce first confirms that your business and sales process fit the available program. Once approved and enrolled, most eligible businesses can begin offering financing within days, with no software to install or maintain.

Still have questions?

Contact us

See how fast affordable financing can help you close more sales.

Tell us how your fence company sells. We will confirm the fit and introduce you to a finance specialist with our lending partner.

Get Started

Homeowner APR and terms vary. Financing is subject to approval.

Waveforce
Financing for fencing companies
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Waveforce is not a lender. Financing is provided by independent third-party financing partners and is subject to merchant eligibility, customer credit approval, and program terms. Available amounts, rates, terms, fees, and funding timing vary. Examples are illustrative and are not offers of credit.