Free to start. Pay only when you sell through financing.
Merchant fees start at 0% and vary by industry. For many businesses, the rate is comparable to accepting a credit card.
Starting at
One simple merchant fee
Your cost is easy to understand before you offer financing to a customer.
Pay only on financed sales
Applications, quotes, and declines cost you nothing.
Rates start at 0%
Your merchant fee is based on your industry and program.
Know your cost upfront
Your merchant fee is explained before you start offering financing.
Common questions
Are there any setup or monthly fees?
No. There is no enrollment fee, subscription, or monthly software cost.
What will my merchant fee be?
Your rate depends on your industry and available program and starts at 0%. We explain your pricing before you begin offering financing.
When do I pay the merchant fee?
Only when a customer completes a purchase through financing. Applications, quotes, and declines cost you nothing.
Is a 0% merchant fee the same as offering customers 0% APR?
No. Your merchant fee is what your business pays. APR is the customer’s financing rate. Promotional 0% APR plans may be available and carry a higher merchant fee.
What happens if a financed sale is canceled or refunded?
A transaction may be voided if it has not settled. After settlement, full or partial refunds may be available. The exact process depends on the financing partner and transaction status.
Am I responsible if a customer misses a payment?
The financing partner handles customer repayment and loan servicing. Your customer repays the financing partner, not your business.
See what pricing looks like for your business.